Of course! Just as a seller can put an offer on a house without having funds available to purchase the property, making “offer” just means you’re expressing interest in buying the property. So if your offer is accepted no matter what funds are available, you can move forward with your purchase of property by arranging for a mortgage lender to make financing–a mortgage–available.
Since both buyer and seller have mutually agreed to sell or buy respectively, it is important that you not waver from this decision before closing on the sale. If anything goes wrong, such as funding issues for example, then there’s a risk of ending up in legal proceedings.
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