If you are planning to retire in the UK, there are a few things that you should know to be absolutely prepared. Whether you are a citizen or a foreign national, retiring in the UK can be a good idea for the high quality of health care and the standard of living that is offered. Our London real estate agent has a few tips on what you should keep in mind when preparing for retirement:
Valid documents
When retirement planning, it is important to make sure that all your documents are valid and up to date. These documents will include your:
- Passport
- Visa (if applicable)
- Proof of pension or income
- Recent six months bank statements
- Proof of home ownership if any
- Proof of last address dated within three months from start of tenancy date
Make sure that all your documents are up to date and fulfil the requirements. You can find more information ici.
Health Insurance
No matter where in the UK you are planning to retire, you need to make sure that you have good health insurance. If you are eligible for free healthcare from the NHS, you don’t have to get private health insurance. However, foreign nationals who are preparing for retirement and are not eligible for free treatment should look at their options.
Pension
To get a full State Pension in the UK after retirement, you have to have be of a certain age and have to have 30 qualifying years or more of National Insurance contributions. If you have between 10 to 30 qualifying years, you could be entitled to partial pension, but will need to check the requirements for your situation. There are various criteria that can make you eligible for a pension, you can find all the details ici.
Eligibility
And finally, before you decide to retire in the UK, as a foreign national, you will need to check if you are eligible to settle here. The UK has agreements with a number of countries like the USA, Canada, Australia, and New Zealand as well as several European countries whose citizens can relocate here. However, the rules could change after Brexit, so it would be better to check again then.
We hope you found this information from our London realtor on preparing for retirement useful.
Si vous cherchez à louer ou à acheter un logement dans la ville, Parlez à notre agent immobilier à Londres aujourd'hui. Nous pouvons vous aider à trouver un logement au cœur de Londres. Contactez notre bureau de Soho au 020 7734 4062, remplissez le formulaire ci-dessous ou passez à notre bureau de Soho. bureau de la rue Broadwick et nous pourrons vous orienter dans la bonne direction.
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